Benefits of Ayushman Bharat Yojana: Pradhan Mantri Jan Arogya Yojana was implemented across India on 23rd September 2018, mainly for the poor, lower sections of society and vulnerable groups in India, also known as Ayushman Bharat Yojana. This scheme is a health insurance scheme. With the help of this scheme, the poor, people from lower sections of the society and people from vulnerable families can get financial protection and benefits from the central government of India in case of hospitalization due to medical emergencies.
The scheme was announced by Finance Minister Arun Jaitley during the 2018 Budget Session of India. Cashless health insurance benefits of up to 5 lakh rupees will be provided by the government to each family under this scheme. 10 crore BPL families (about 50 crore people) can be directly connected with this project. Government of India also plans to bring the rest of the population under this scheme. This project was launched by the Prime Minister of India Shri Narendra Modi on the birth anniversary of Bhimrao Ambedkar on 14th April 2018 from Rachi district of Jharkhand. Read this article for details about Ayushman Bharat Yojana.
Ayushman Bharat Yojana scheme has many advantages. In this article we will know the features of Pradhan Mantri Jan Arogya Yojana or Ayushman Bharat Yojana and benefits of Ayushman Bharat Yojana.
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Benefits of Ayushman Bharat Yojana
1. Healthcare coverage of Rs 5 lakh per family
Ayushman Bharat Yojana was launched in September 2018. The main objective of implementing this scheme in India was to provide healthcare to 50 crore people. Through this scheme, every family below the poverty line is given Rs.5 lakh as healthcare cover. This healthcare coverage is provided free of charge by the government. Out of which the ratio of central government and state government grants is 60:40.
2. Each household is listed from the SECC database
Every beneficiary household is listed under this scheme from SECC database or Socio-Economic Cast Census 2011 . Out of total 10 crore beneficiary families, about 8 crore families are enrolled from rural areas and 2 crore families are enrolled from urban areas.
3. Priority for girls, children, women and senior citizens
There is no restriction on family size and age, as this health insurance cover is inclusive for all citizens. The scheme has a special emphasis on women, children especially girls and senior citizens above 60.
4. It includes secondary and territory care
The scheme provides those in need of access to secondary healthcare facilities provided by specialists such as cardiologists and urologists. Moreover, advance treatment for cancer, cardiac surgery and others are also covered through this scheme.
5. Compulsory treatment in all government hospitals
Ayushman Bharat Yojana covers pre-existing licenses and provides compulsory treatment facilities in all government hospitals. Unlike other insurance covers, this insurance cover states that the treatment and care needs can never be turned away.
6. Cashless and Paperless Registration
With the help of this scheme, the beneficiaries do not have to bear the burden of additional money for medical treatment. Ayushman Bharat Yojana provides facility of cashless and paperless registration of all medical essentials. Beneficiaries can avail this benefit from anywhere in India.
7. Significant reduction in overheads
Ayushman Bharat Yojana benefit is that all government and listed private hospitals are directed not to charge any extra money for medical care from all Ayushman Bharat Yojana beneficiaries to reduce any corruption or delay in services.
8. Supporting the achievement of public health goals through private sector participation
As this scheme covers a population of 500 million across India, it procures services from private healthcare providers by the Government of India. With which the project is expected to encourage the production of more affordable healthcare, equipment and medicines.
9. Improving the standard of living of the population
This scheme will improve the quality of life of the weaker sections of the society, so that they get timely care and adequate funds from the Government of India to address their health related problems.
10. Broadening the Health Insurance Network
Benefits of Ayushman Bharat Yojana: The Ayushman Bharat Yojana will lead to better infrastructure development in rural and underserved areas across the country and provide access to healthcare to more Indians. The government has created 1,350 medical packages that will cover day-care treatment, hospitalization expenses, drug expenses, medical expenses and medicines under the health insurance scheme of Ayushman Bharat Yojana. You can check your details on the official Lwebsite of Ayushman Bharat Yojana.