Bina Mulya Samajik Suraksha Yojana 2023: West Bengal Government has launched many schemes to benefit all the citizens of the state. Among the various schemes launched in West Bengal is the BMSSY scheme. Under this scheme, the West Bengal government has announced various social protections to the unorganized workers residing in the state. The state government implements many welfare schemes for unorganized workers, such as state-aided schemes, welfare schemes for workers engaged in building and other construction activities, etc.
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Government of West Bengal has launched Bina Mulya Samajik Suraksha Yojana to provide benefits to citizens in the unorganized sector by integrating various schemes. Employees applying under this scheme will get equal benefits. Citizens had to deposit 25 rupees every month to avail the benefits related to provident fund scheme, the state government has made this monthly contribution from last April 1, 2020 and the government has decided to collect all the dues itself.
- Provident Fund Scheme has been renamed as BMSSY Scheme by the Govt.
- Beneficiaries can apply for all the benefits under this scheme without paying any fee.
- Beneficiaries under this scheme will be provided a common benefit by harmonizing various social security schemes.
Bina Mulya Samajik Suraksha Yojana 2023: Overview
| Name of the scheme | BMSSY 2023 |
| launched | West Bengal Govt |
| the year | 2023 |
| Beneficiary | All eligible citizens of West Bengal |
| Application Process | Online/Offline |
| purpose | Providing benefits to unorganized skilled workers |
| convenience | Benefits of various government schemes |
| department | West Bengal Govt Scheme |
| Official website | bmssy.wblabour.gov.in |
Benefits of Bina Mulya Samajik Suraksha Yojana
BMSSY Scheme provides many benefits to all eligible citizens of West Bengal. These benefits are discussed below.
- BMSSY Scheme launched by West Bengal State Government.
- All West Bengal residents living in unorganized sector will benefit under this scheme of the state government.
- This scheme combines various schemes and provides many benefits to the applicant.
- Citizens earlier had to pay 25 rupees under provident fund, which has now been waived off by the West Bengal government.
- The West Bengal government has said that the government will pay the beneficiaries through the BMSSY scheme.
- Beneficiaries under this scheme do not have to pay any fee to the applicant to apply or avail the benefits.
- The West Bengal government said that this project will improve the quality of life of the beneficiaries.
- All applicants can apply for this scheme through online or offline mode.
- In case of online application, the applicants will benefit from saving money and saving time.
- Under this scheme, West Bengal government will provide benefits to construction workers and transport workers together.
- The West Bengal government will provide this benefit to 7.5 crore eligible citizens of West Bengal.
Health and Family Welfare
20,000 per annum to the beneficiary or his family members for free hospitalization or outpatient treatment under the West Bengal Health Scheme by the Government of West Bengal. The following benefits will be provided through this scheme.
- Full diagnostic trial costs
- Full drug cost
- Full hospitalization cost
- 1000 for the first five days for loss of employment and additional compensation of Rs.100 per day for remaining days not exceeding Rs.10,000 will be provided by the Government of West Bengal.
- Beneficiaries of this scheme can avail the benefit multiple times a year for their family members
- 2000 rupees per annum will be given for assistance
- The West Bengal government will provide financial assistance up to Rs 60,000 in case of arms trafficking due to illness, which will be available for –
Full diagnostic test cost
Full drug cost
Full hospital admission cost
Rs 1,000 for loss of employment for first five days and additional Rs 100 per day for remaining days will be provided by the Government of West Bengal which shall not exceed Rs.10,000
Bina Mulya Samajik Suraksha Yojana: Benefits Available
- Beneficiaries under the scheme are required to deposit Rs. 25 per month in the fund
- 30 per month will be given by the government along with the workers deposit
- Interest payable annually at the rate of interest on the amount deposited under the fund will also be borne by the State Government
- In case the employee attains the age of 60 years or ceases to be a subscriber under the scheme or the account becomes inactive due to death, the total amount deposited along with interest shall be returned to the nominee or family members.
- If for any reason the beneficiary employee is unable to contribute for three consecutive financial years then the employee’s account will be closed
- Customer’s account can be reopened by showing reasons for non-payment
- No arrears of contribution are allowed to the beneficiary employees
BMSSY Scheme 2023: Eligibility Criteria
All the eligibility criteria required to be covered under West Bengal Bina Mulya Samajik Suraksha Yojana Scheme are discussed below.
- One must be a permanent resident of West Bengal to avail the benefits under the scheme
- Applicant age should be between 18 to 60 years
- Applicant’s monthly income should not exceed Rs.6500
Documents Required for Bina Mulya Samajik Suraksha Yojana
- Applicant’s Aadhaar Card
- Ration card of the applicant
- Passport size photograph
- Applicant’s permanent residence certificate
- mobile number
- Email ID
- Cast Certificate
- Income certificate of family
Read more, How to Link Pan Card with Aadhar Card
BMSSY Scheme 2023 Application Procedure
All the citizens of West Bengal who want to apply under the BMSSY Scheme 2023 have to follow the following procedures.
- To apply you first need to go to Binamuliya Social Security Yojana official website ( https://bmssy.wblabour.gov.in/ )
- A home page will open in front of you
- On the home page, select the “New Registration By Beneficiary” option
- Here you can see the registration form
- In the registration form, you have to provide the category of worker, applicant name, date of birth, email id, mobile number, identity proof, case, type of ration card/ food partner number.
- After providing all the information you have to choose ‘Register’ option
- After that you have to login to ‘Portal’
- After login to the portal you need to select ‘Nominee Details’ option from the Bina Mulya Samajik Suraksha Yojana Dashboard
- After providing the nominee details you have to select ‘Dependent Details’ and provide the appropriate details
- After that you have to select ‘Bank Details’, here you have to enter your bank account details
- After that you have to select ‘Application’ option
- Here you have to provide the following details –
- Basic Information
Address
Bank Details
Nominee Details
Dependent Details
Document Details
- Basic Information
- After providing all the information you have to choose ‘Submit’ option
- By completing the above process you can complete your application under BMSSY Scheme 2023.